Services
True partners in strengthening your financial future.
Wealth management, done right, is less about picking investments and more about understanding what you're actually trying to accomplish. We build a plan around your goals first, then manage the portfolio that supports it.
Markets move, life changes, and a good wealth management relationship has to move with both. Our advisors build a plan around your actual goals — retirement, education, a business sale, a legacy you want to leave — and manage your portfolio in service of that plan, not the other way around.
What's included
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Personalized investment management
Portfolios are built around your goals, time horizon and risk tolerance, drawing on open-architecture research rather than a fixed product list.
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Comprehensive financial planning
We model retirement income, education funding, major purchases and other goals together, so decisions in one area account for the others.
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Tax-aware strategy
We coordinate with your tax advisor on strategies like tax-loss harvesting, gifting and charitable giving to help keep more of what you earn.
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Estate & legacy planning coordination
We work alongside your attorney to make sure your investment strategy and your estate plan are pointed in the same direction.
How we build your plan.
Our Process
Wealth management works best as an ongoing relationship, not a one-time transaction. Here's the general shape of how it unfolds.
- We start by listening — to your goals, your concerns, and the constraints that matter to you.
- We take stock of your full financial picture, not just the assets you're bringing to us.
- Together we define what "success" actually looks like for your specific situation.
- We design an asset allocation aligned with your goals, time horizon and comfort with risk.
- Manager and security selection draws on our independent research process, not a fixed product shelf.
- Tax considerations are built into portfolio construction from the start, not addressed after the fact.
- Portfolios are rebalanced and adjusted as markets and your circumstances change.
- You receive clear, consolidated reporting so you always know where things stand.
- Your team proactively reaches out with recommendations rather than waiting for you to ask.
- We meet on a regular cadence to revisit your plan against what's actually changed in your life.
- Major life events — a new job, a sale, an inheritance — trigger a plan review outside the normal cycle.
- Your plan evolves with you rather than sitting static after the first meeting.
About Michi Trust Managers
Michi Trust Managers, N.A. is a nationally chartered trust bank, wholly owned by Michi Financial Holding Company. Michi Financial Holding Company is also the sole owner of Michi Trust Managers Delaware, a Delaware limited-purpose trust company. Both entities provide fiduciary and non-fiduciary services, including trustee, custodial, agency and investment management services, along with personal trust, retirement plan and family office services.
Michi Financial Holding Company and its subsidiaries do not provide legal, tax or accounting advice. Please consult your own advisors to determine how this information applies to your situation.